OUR MISSION
At FFL Covenant, we are committed to helping families protect themselves against catastrophic events. We believe that everyone deserves access to affordable life insurance policies that provide financial security and peace of mind. Our team of experienced agents is dedicated to providing exceptional customer service and helping families find the right policy for their needs.
WHAT WE DO
Family First Life is an IMO (Insurance Marketing Organization, which doesn't sell our own insurance) comprised of independent life insurance agents throughout the country. These agents understand the value of life insurance and the impact it has on each family. We help provide security and stability for families after you are gone through final expense insurance.
We are EVERYWHERE! With over 100 offices throughout the country, we have independent agents in all 50 states.
We provide mortgage protection, final expense, indexed universal life and fixed indexed annuities.
MORTGAGE PROTECTION
Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. With mortgage life insurance protection, in the event of a death, the mortgage will be paid in full, so your family can keep the house.
FINAL
EXPENSE
Final Expense insurance will cover you for life. With final expense insurance, prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure funeral and other end of life expenses are covered.
INDEXED
UNIVERSAL LIFE
If a person uses the cash value that has built up in the policy as collateral for a loan, and the insured dies before the loan is fully paid off, the amount of the death benefit is reduced by the amount of the outstanding loan, including interest. The policy must remain in force to maintain the favorable tax treatment of the loan.
FIXED INDEX
ANNUITIES
FIAs credit interest using formulas based on changes in specific indexes. The crediting method determines how much interest is credited. The rate and frequency of the credits depend upon the terms and conditions of the FIA contract.
WE WORK WITH THE BEST A+ RATED CARRIERS
